Get Free money-saving home tips at my web site: BchRealEstate.com
Thank You! Thank You! Thank You!
…to those who support me and my business with referrals, word of
mouth and repeat business.
Elaine Zermeno – Listed her house in Camarillo Springs –
A great single story home in a gated community
Asking: $379,000
Sam & Georgia Lazar – Listed 2277 Martinique at The Colony
Sue McCarron – Listed 3015 Harbor at HarborWalk
(about to close escrow)
Thank you…I couldn’t do it without you!!!
1
Brain Teaser…
Name three consecutive days of the
week without using the words Monday,
Wednesday or Saturday.
(See page 4 for the answer.)
Who Survived?
Nine men and one woman were hanging
on a rope under a helicopter. The rope
wasn’t strong enough to carry them all
so they decided one had to drop off.
The woman made a touching speech
saying she would let go of the rope
because, as a woman, she was used to
giving up everything for her husband
and kids, and for men in general without
ever getting anything in return.
As soon as she finished her speech, all
the men started clapping their hands…
Make A Giving Plan
Giving regular gifts to your family is an
effective estate planning strategy and
can save up to 50 percent in estate taxes.
But if you are too generous at any one
time, you may have to pay a gift tax.
Currently, the IRS let’s you give up to
$13,000 each year without being taxed.
Spread out your gifts over time to
reduce taxes now and then.
Watch For Disappearing
Credit Card Rewards
It is common for credit card issuers to
reduce or eliminate accrued rewards as a
penalty for late payments. All the
airline miles you have earned may be
canceled in a period when a late fee has
been assessed. Terms and conditions
may change at any time. Read the
mailings from your creditors about
policy updates and look for reward
forfeit clauses. If you see this, make
sure to pay that credit card bill on time
to protect your rewards!
More Headline Goofs
Include Your Children When Baking
Teacher Dies; Board Accepts His
Resignation
Meeting On Open Meetings Is
Closed
Statistics Show Teen Pregnancy
Drops Off After Age 25
County To Pay $250,000 To
Advertise Lack Of Funds
Web Apps That Can
Save Your Life
Can a good “app,” or web application you use on your computer, smart
phone, or iPad really save your life? Sounds far fetched until you read
what these apps can do to help you live better, longer and stronger.
iTriage
: This app helps you search for treatments and causes related to
your symptoms. It also can store your health records and guide you to
medical facilities in an emergency. Go to
www.itriagehealth.com
and
then click on Mobile Apps.
Pocket First Aid & CPR
: With both text and video, this app walks
you through the steps to take when someone is in crisis. You’ll see
what to do for things like bites, bleeding, bruises, burns or even if the
individual has stopped breathing. Type in Pocket First Aid & CPR at
www.heart.org
.
Melanoma Self-Exams
: Use the app at
www.melapp.net
to take a
picture of a questionable skin lesion. Within seconds after tapping on
“Check Risk,” the app will provide you with a risk analysis.
Quit Smoking
: Download an app called MyQuit Coach from
www.livestrong.com
and quickly be on the path to becoming a non-
smoker. This program creates a personalized plan to help you set
goals, track your progress, and connect to others who want to quit.
Brain Trainer
: Neuroscientists have designed games to keep your
cognitive performance sharp, improve your mood, and enhance your
memory. A good one is called “Brain Trainer” by www.Lumosity.com
on iTunes. This can help prepare you to think quickly in an emergency
to save your life, or someone else’s life.